One app.
Better finance.

Build credit, build wealth, and take control of your finances — simply, securely, in one place.

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Credit Manager

4.9 stars, 90,000+ reviews

Best Overall
Budgeting App
Best Budgeting
App of 2025
Best App for
Ease of Use

Everything you need to move your finances forward.

Powered by trusted partners to help you manage money smarter, grow wealth, and access financial products with clarity and confidence.

Payment performance is reported to:

Rent Reporting

Build credit by paying rent on time.

Your on-time rent payments are reported to all three major credit bureaus—so you can build credit faster and track your progress with confidence.

Credit Manager

Credit motoring made easy

View credit score and receive a detailed credit report from all three major credit bureaus.

VIEW MY REPORT
Debt Navigator
Credit Builder Account

Build credit while saving with credit builder account.

Build real credit without taking on debt. You make affordable monthly payments, we report them to the major credit bureaus, and your money is set aside for you to save.

Build Wealth

Global investing

Build wealth with fractional, globally diversified stocks, ETF portfolios, high-yield cash, self-directed investing, and more.

GET STARTED
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SBA loans to buy, build, or grow your business.

Government-backed loans designed to make long-term financing easier to access.

APPLY NOW

Applying is free and won't impact your credit1

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Debt Navigator

Take control of your debt

Find all debt accounts in seconds, receive automated guidance, and act on personalized strategies — all in one place.

Debt Navigator

Comprehensive debt coverage:

  • Credit Card Debt
  • Personal Loans
  • SBA loans
  • Mortgages (Coming soon)
  • Auto Loans (Coming soon)
LEARN MORE

You're in great company!

But don't take our word for it, see what other people are saying! 93% of active users feel their overall financial health improved.*

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F.A.Q

Still Have Questions?

ZeGid is an all-in-one financial platform that helps you build credit, grow wealth, and manage your finances. We bring together credit monitoring, identity protection, investment tools, loan access, and financial insights in one easy-to-use app.

No. Checking your credit through ZeGid does not impact your credit score. Some optional credit-building products may report positive activity to credit bureaus, which can help improve your score over time.

Yes. ZeGid gives you a unified dashboard to track your credit score, credit report changes, subscriptions, spending insights, investments, and loan options — all in one place.

Yes. ZeGid uses bank-grade encryption, secure data handling, and industry best practices to protect your personal and financial information. Your data is never shared without your permission.

ZeGid gives you access to credit monitoring, identity protection, credit-building tools, investment opportunities, personal and business loan offers, and financial education — tailored to your financial profile.

ZeGid offers free access to core features, with optional premium services available. Any paid features are clearly disclosed upfront — no hidden fees.

Ready to get started?

One app. Better finance

Join thousands using ZeGid to build credit, grow wealth, and take control of their finances.